The Best Buy credit card is one of the most popular loyalty cards. Also, having a Visa card increases your perks as you can use it in-store and wherever a Visa credit card is accepted. Because the My Best Buy Credit Card is here to help anyone who wants to make money on their purchases, you can now take advantage of a limited monthly financing period of 18 months.
No other countries are eligible to apply for the card, including the United States, Canada, and Mexico. Fair or better credit history is required to approve my Best Buy Credit Card. This card is intended for consumers or personal use with short or limited credit history. You have a better chance of getting approved if you have a good credit rating.
Frequently Asked Questions
Where can I view my Annual Percentage Rates (APR’s)?
You can find your APR in the terms and conditions you received when you opened your credit card account, your monthly statement, or your Citibank account online.*
How to Maximize Your Rewards?
With this program, the possibility of maximizing your rewards is quite limited. The best way to earn rewards is to put all your Best Buy purchases on the card and choose standard financing. Bonus tiers on the card are subject to change, so compare them with other cards to see which card offers the highest reward amount for a given tier.
How to use Best Buy points?
The My Best Buy Visa card earns points that can be used for one thing: Best Buy merchandise. Think of it as a card that deserves discounts that you can only spend at Best Buy. Get a $5 Best Buy gift certificate after you earn 250 points. For example, if you spend $1,000 at Best Buy with your My Best Buy® Visa® card, you will earn 2,500 points. It’s worth $50. Keep in mind that these certificates usually expire after 60 days. If you don’t redeem your rewards often, you risk losing your points.